Risk questionnaire

To find out what kind of investor you are, just answer all 8 questions. The questionnaire is completely anonymous. Your responses cannot be attributed to you and will not be passed on to any other organisation or department.

Question 1
What is your age?

Under 35

35 to 45

46 to 55

56 to 65

Over 65



Question 2
How many years until you expect to retire?

More than 30

20 to 30

10 to 20

5 to 10

Less than 5



Question 3
Which of the following would best describe your pension investment objectives?

I am investing for the long term. I want to make as much as I can.

I am investing for the long term, but I don't want to lose anything.

I want my account to grow at a reasonable rate. Earning a little is better than losing a lot.

I want to see a steady increase in my account value rather than it moving up and down.

I can't afford to lose any of my account.



Question 4
Ten years from now what would you expect your account to be worth?

It should be substantially more than it is today.

It should be somewhat more than it is today.

It should be about the same, plus interest.



Question 5
To what extent are you relying on the plan to provide you with an income in retirement over and above that from the state?

I have other sources of income apart from the plan which will make up a large proportion of my income in retirement.

I have other sources of income apart from the plan which will contribute a small amount to my income in retirement.

I am relying totally on the plan to supplement my state benefit in retirement.



Question 6
If you just received a large sum of money, how would you invest it?

I would invest it in shares so that it would earn as much as possible.

I would invest it in shares but also keep some in something less risky.

I would invest in something to provide me with a little income and hope that it grows.

I would save it for a rainy day.



Question 7
If you just heard the stock market went down and your account value declined by 10%, which of the following statements would best describe your reaction?

I am investing for the long term. I accept market changes as part of investing.

I am investing for the long term, but I am ready to switch funds if the decline continues.

I would immediately switch half of my account to more stable assets.

I would immediately switch most of my account to more stable assets.

I would immediately switch all my account to a cash account.



Question 8
Which of the following statements best describes you as an investor?

I have been investing for a long time and understand what makes the markets move.

I have some other investments, and have a reasonable understanding of investing.

I don't have any other investments, but I understand the basic investing principles.

I understand investment principles, but I would rather not invest in risky investments.

I would rather be safe than sorry.

This questionnaire is intended to help you determine your investment characteristics. It does not constitute investment advice under the Financial Services and Markets Act 2000 and if you are uncertain about your choices, you should consult an independent financial adviser. You are ultimately responsible for the investment decisions you make. Past performance is no guarantee of future results and the value of an account can fall as well as rise since it depends on the value of the underlying investments.