This table indicates the level and type of risk associated with the asset classes you're able to invest in. You should use it in conjunction with all the other information contained in the risk section of this website.

High exposure to this type of risk
High / medium exposure to this type of risk
Medium exposure to this type of risk
Medium /low exposure to this type of risk
Low exposure to this type of risk

	Risk type
Asset class	Inflation	Opportunity cost	Pension conversion	Capital value
Equities
Property
Bonds
Cash
Alternatives
	It's more important for younger members to consider the effects of these types of risk		Any adverse effects of these risks will generally be felt more by older members

Opinions and ratings on the risk measurements are not intended to imply, nor should be interpreted as conveying, any form of guarantee or assurance of the future performance of the investment funds in question. You should not rely solely on these ratings to form the basis of a decision by a third party to do or omit to do anything.